Blog

  • A Loan for Self-Build Homes is Now Available

    The Scottish Government have announced a new loan available for people who want to build their own homes. After a successful pilot scheme run in the Highlands, the £4million fund is now open for applications from eligible city or rural self- builders who are unable to access a standard loan. Announcing the new fund, Housing Minister, Kevin ...
  • The Letting Agent Code of Practice (Scotland) Regulations 2016

    From the 31 January 2018 anyone undertaking residential letting agency work in Scotland must ensure that their service delivery is compliant with The Letting Agent Code of Practice (Scotland) Regulations 2016. The Code sets out the standards of practice which letting agents must meet, and includes specific requirements around how clients’ money should be handled. ...
  • “Caveat Emptor” – What Does That Mean?

    “Caveat emptor” is an ancient Roman law basically meaning “let the buyer be aware”. One of the areas where this rule applies is in relation to the purchase of a house. Let me differentiate between new houses and old houses. With a new house the purchaser will have a contract with the builder. This contract will, ...
  • Registration of Property by Overseas Entities – public disclosure of beneficial interest

    A draft Bill has recently been published by The Department for Business, Energy and Industrial Strategy and sets out provisions to establish a new beneficial ownership register of overseas entities that own UK property. This follows the commitment made at the Anti-Corruption Summit in 2016 to establish such a register in order to combat money ...
  • Glyphosate- The Debate

    In an article by Matthew Appleby  dated 13 August 2018 called “What is the future for glyphosate ?” published in Horticulture Week it is stated that “The horticulture industry has defended glyphosate after a landmark US court case saw chemical company Monsanto ordered to pay $289m (£226m) damages to a groundskeeper who claimed herbicides containing ...
  • Beware of online Home Report Scams

    Beware of online Home Report Scams DM Hall one of Scotland’s largest independent firms of Chartered Surveyors has issued a warning to people selling their houses in Scotland to be guarded and cautious of internet based offers of cut price Home Reports. A number of recent instances in Scotland have come to light where scammers impersonating reputable ...
  • Inheritance Tax exceeds £5 Billion for the First Time

    HM Revenue & Customs recently released data which showed Inheritance Tax (IHT) raised a record £5.2 billion in the financial year 2017-18, up 8% from the previous tax year. It is thought that the increase is due to the fact that property prices have continued to rise despite the fact the nil-rate band (NRB)- the value ...
  • Huge drop in Scottish Cases for Debt and Eviction since 2008

    David Leask Chief Reporter for The Herald stated in a recent article that “The number of cases for debt recovery, eviction and repossession have plummeted in Scotland’s courts since the financial crash” The Scottish Government’s chief statistician advised that there were 30,000 cases of debt recovery through Scottish courts in 2016-17 down 54% from 2007-2008 and ...
  • Slowest Growth in the UK Housing Market in Five Years

    UK house price growth in June slowed to its lowest since August 2013. According to the Office for National Statistics (ONS) this slowdown was mainly affected by the falling prices in London where properties dropped from 0.7% to negative 0.2%.The report shows an average house price growth of 3% down from 3.5% in May- the ...
  • Scottish Law Could Lead the Way by Treating Elder Abuse as a Hate Crime

    Scotland could be one of the first countries in the world to treat abuse of the elderly as a hate crime. The Justice Minister, Humza Yousaf, advised that he was considering whether targeting victims because of their age should be treated as an aggravating factor by the courts. He was speaking in light of the ...

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